Work out if your holiday let pays — UK income, tax and compliance, calculated instantly. No email required.
40+ UK regions
Updated June 2026
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Threshr holiday let calculator results
Annual figures and average monthly results generated from the current calculator inputs.
Location & tax band
Region Pembrokeshire, Wales
Your income tax rate
This affects your net income figures below — select the band your overall income falls into.
Property
Bedrooms 2
Nightly rate £120
Property extras
Select extras to see their effect on your nightly rate and occupancy.
Purchase price £175,000
Mortgage on this property £120,000
Running costs
Running costs are estimated using regional benchmarks for a 2-bed property in Pembrokeshire. Cleaning uses your estimated stays per year from the occupancy setting above. Platform/management commission is editable; 15% is closer to a managed-service assumption, while Airbnb/Vrbo host fees are often lower if self-listing. Fixed costs include insurance, utilities, broadband, maintenance reserve, consumables and accountant fees. All figures are editable below.
Cleaning
Estimated from your occupancy setting — edit if your typical stay length is different
Platform & management
Fixed annual costs
Live results
Average monthly position
—
Occupancy 65%
182 days
Tax at a glance
Gross annual income—
Allowable expenses (running costs)—
Mortgage interest relief (20% basic rate only)—
Taxable profit—
Estimated annual tax—
Average monthly income tax—
Since April 2025 the Furnished Holiday Let tax regime has been abolished. Holiday let income is taxed as standard rental income. Mortgage interest relief is restricted to 20% basic rate regardless of your tax band. Consult an accountant for your specific position.
Average monthly outgoings
Mortgage payment (est. at 5.5%)—
Running costs (monthly average)—
Income tax (monthly average)—
Council tax / rates—
Total average monthly outgoings—
Average monthly gross income—
Average monthly position—
Monthly figures are annual averages. Holiday-let income can be seasonal, so quiet months may have little or no rental income even where the annual average is positive.
This calculator is for illustrative and educational purposes only. It does not constitute financial, tax, legal or investment advice. All figures are estimates based on your inputs and regional benchmarks which may not reflect current market conditions. Tax calculations are simplified and do not account for your full personal tax position. Regulatory information is manually verified against primary government sources and dated accordingly — always confirm current rules with a qualified accountant or solicitor before making property investment decisions.
Primary sources
Regulatory figures in this tool are drawn from the following primary sources. These are illustrative estimates — always confirm current rules directly with the relevant authority.